Our Privacy Policy

What we do

How does Cooks Car Company protect my personal information?

To protect your personal information from unauthorized access and use, we security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.  

How does Cooks Car Company collect my personal information?

We collect your personal information, for example when you 

  • apply for financing or pay your bills. 
  • pay us by check or give us your wage statement.
  • show your driver's license. 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. 

Why can't I limit all sharing?

Federal law gives you the right to limit only. 

  • sharing for affiliates' everyday business purposes-information about your creditworthiness. 
  • affiliates from using your information to market to you.
  • sharing for nonaffiliates to market to you. 

State laws and individual companies may give you additional rights to limit sharing. 

Why can't I limit all sharing?

Federal law gives you the right to limit only. 

  • sharing for affiliates' everyday business purposes-information about your creditworthiness. 
  • affiliates from using your information to market to you.
  • sharing for nonaffiliates to market to you. 

State laws and individual companies may give you additional rights to limit sharing. 

Definitions

Affiliates

Companies are related by common ownership or control. They can be financial and nonfinancial companies. 

  • Cooks Car Company has no affiliates. 

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. 

  • Cooks Car Company does not share with nonaffiliates so they can market to you. 

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Cooks Car Company doesn't jointly market. 

Facts - what do we do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores. 

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information- the reasons Cooks Car Co chooses to share and whether you can limit the sharing. 

For our everyday business purposes- such as to process your trnasaction, maintain your account, repsond to court orders, leagal investigation, or report to credit bureaus. Yes No
For our marketing purposes- to offer our procucts and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates everyday business purposes- information about your transactions and experiences. No We don't share
For our affiliates' to market you No We don't share
For nonaffiliates to market you No We don't share